BCAS secures €30M debt funding to scale flexible education financing in Europe

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BCAS secures €30M debt funding to scale flexible education financing in Europe
© BCAS

Madrid-based EdTech company BCAS has secured €30 million in debt financing to expand its flexible education funding platform and reduce financial barriers for students. The round was led exclusively by Spanish neobank MyInvestor.

The capital will be used to scale operations, introduce instalment-based financing options with accessible interest rates, and significantly broaden access to education funding. With this round, BCAS has raised more than €55 million in total funding across debt and equity, with MyInvestor and Orilla AM remaining key financial partners.

Building an all-in-one education financing platform

Founded in 2021 by Bosco González del Valle, Javier Ausín, and Manuel Avello, the firm was created to make education more fair, sustainable, and outcome-driven by allowing students to focus on learning rather than upfront costs.

BCAS combines Income Share Agreements, where repayments begin only after employment, with traditional instalment-based payment options. This approach positions the company as a comprehensive education financing solution for both training providers and individuals seeking to improve their skills and employability.

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Reaching profitability and accelerating growth

Following the latest funding round, BCAS reports that it has reached profitability and strengthened its operational stability. The company expects annual growth of more than 50 percent and estimates that the new capital will help finance education for over 6,000 additional students.

The company plans to double both its team size and loan volume by 2026 while continuing to grow in a profitable and sustainable manner.

Strengthening partnerships and preparing for European expansion

According to co-founder and co-CEO Bosco González del Valle, the financing marks a key milestone for BCAS, validating its model while enabling further scale, product diversification, and coverage of the entire education financing value chain.

In 2024, the startup raised €17 million in a funding round led by MyInvestor and Actyus, the venture debt arm of Andbank Group. The company currently operates in Spain and Germany and plans to expand into additional European markets after consolidating its position in its core regions.

To date, BCAS has supported the education of more than 3,800 students and partners with over 60 training providers, including Ironhack, The Bridge, thePower, ISDI, 4Geeks, UNIR, EIP, and HACK A BOSS.

About BCAS

BCAS is an education financing platform designed to remove financial barriers to learning. By combining income-based repayment models with flexible instalment options, BCAS enables students to access high-quality education while helping training providers offer inclusive and sustainable financing solutions across Europe.

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